Nick Gerteis
Well-known member
- First Name
- Nick
- Joined
- Jun 30, 2021
- Threads
- 1
- Messages
- 533
- Reaction score
- 634
- Location
- Mississippi
- Vehicles
- 98 F-150, 2015 Nissan Leaf, Lightning preordered
- Occupation
- Letter carrier
Now if everyone else in America could please be this sane and rational about their finances…The F150L was always a want rather than a need. Lots of things have changed, interest rates, cost of living,& bear market all hurt. My old truck died and was replaced, which depleted funds, i am a yr closer to retirement, assumptions about ordering, production, prioritization, trim quotas, delivery, tax credits, dealership integrity, etc were hopelessly optimistic. In short my circumstances have changed to where I question whether spending $50k or more on a depreciating asset that I want more than need is the responsible thing to do. I work hard for a living and figured I can indulge myself. But at some point self indulgence borders on irresponsibilty. That's my dilemma.
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