Best Loan Rates?

[3rdgenfan]

Do you need open bank account with them too or simply just donate to become a member and done? How long does the process take to become a member? Do they mail a check to the dealer for purchase also like parsons or is it all done electronically?

Thank you

An account is required to be opened, just a regular share account for $5, but you will need the donation. Once the account is made (took me about 2 days?) then you can apply for the loan. They require membership before going through the loan application.

They can either mail the check to you, which is what I opted for, or they can mail it to the dealer.

I was hoping it could be done electronically but I was told by a friend of mine in the dealer world that it all depends on the relationship with the lender and the dealer.

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[bordner42]

An account is required to be opened, just a regular share account for $5, but you will need the donation. Once the account is made (took me about 2 days?) then you can apply for the loan. They require membership before going through the loan application.

They can either mail the check to you, which is what I opted for, or they can mail it to the dealer.

I was hoping it could be done electronically but I was told by a friend of mine in the dealer world that it all depends on the relationship with the lender and the dealer.

Would you happen to have any idea the process for applying with a guarantor?

 

[laselvasurf]

There is a thread all about loan rates already. Parsons FCU has a 84 month rate of 3.99%. Chase has a 72 month rate of 3.39%.

How were you able to get a 3.39 through Chase? It shows a 6.2% APR on their website. Any info would be much appreciated as I'd love to finance through Chase as I bank with them.

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