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Basic Lariat vs Flash w/ Options? or wait for used?

StevenC56

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Steven
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Yes, the credit will be gone. If we get a repeat of 2016-2020 we'll have a soaring stock market followed by inflation, so 0% for 72mo financing and put your cash into the market is going to be hard to beat. We also normally don't qualify for the EV credit but I took part of the year off to build our addition (could really have used the truck at the beginning of the year). I'm going back to full time work in a week.

The power mirrors I did not know about and are kind of a big deal. Unfortunately I planned our garage a bit too small and the Lightning will be a tight fit. Getting out to fold the mirrors each time would suck.
The stock market is already at an all time high. On another note, we were just up in your area for 5 days visiting my Son and his wife who live in Issaquah.
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Jseis

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July 2021 SR MME, July 2023, Lightning Lariat
We ended up with a full boot ā€˜23 minus the scale & interior detection. On reflection after 33K miles I discovered I like heated seats & wheel. Love the power rear window, running boards & folding mirrors. Active X is fine as leather isnā€™t what it used to be. Max tow ok though the the IRS et al canā€™t handle the weight like my 7.3 ā€˜99 SD 250 couldā€¦ even though the LT could out pull it. Passengers love the rear heated seats & room. Sun roof ok but I rarely use it. Always finding ways ways to use ProPwr. I use PAAK daily though miss Nav features and vehicle tracking. Other apps make up the difference. Weird but the S.O. Picks the LT over any other vehicle weā€™ve owned as the premier road trip easy rider. Super glide.
 
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fitek

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I was shopping for a new Flash and ended up buying a certified preowned 23 Lariat ER with every option for $52k. I saw the loss of the tax credit was out weighed by the low purchase price.
I think y'all convinced me to hold out for the Lariat. I did the math. At the prices I'm getting for new, a used Lariat ER at $56k w/ 6.24% equals a new one at 0%. Cheapest Lariat ER w/ <30k miles I can find ATM is $44k, though I've seen it at $42k before (not counting buybacks or lemons). Tax+reg on $44k costs $56000 w/ a 5 year loan, or $11k less than new. This assumes low mileage.
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