Ford F-150 Lightning Among Most Affordable EVs To Insure

[shutterbug]

https://fordauthority.com/2024/08/ford-f-150-lightning-among-most-affordable-evs-to-insure/

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[Grease Lightning]

https://fordauthority.com/2024/08/ford-f-150-lightning-among-most-affordable-evs-to-insure/

Mine definitely cost more than my Silverado 🥲

 

[Scorpio3d]

Mine definitely cost more than my Silverado 🥲

Silverado EV or ICE? Also, newer cars are generally more expensive to insure than older cars!

 

[detansinn]

Amongst EVs, sure I buy that.
Compared to non-EVs? Uhhh....
My 2023 Lightning Lariat ER costs more to insure than my 2018 Porsche 911 Targa, on the same policy with the same limits.

 

[Zprime29]

My 6 month premium went up $20 after switching from a 2016 Subaru Legacy. I'm ok with that.

 

[Grease Lightning]

Silverado EV or ICE? Also, newer cars are generally more expensive to insure than older cars!

Hybrid. Wasn’t old and tripled. So yeah still sucked.

 

[Lucky Larry]

My 23 Lightning Platinum costs less to insure than my 2011 GMC Sierra SLT even though it has additional full glass coverage and a limited depreciation waiver for the first 5 years. Im not exactly sure why the premiums are less but i do know that my insurance company offers discounts for EV's, having multiple vehicles and being claims free.

 

[davehu]

I traded in a 12 year old Chevy Avalanche with 120,000 miles worth about $20k, cost me $90/month to insure. Sme coverage and brand new Lariat Lightning cost $99. no complaints here

 

[It's Just Me]

This is a crummy article overall.

My insurance has gone nuts. Now paying $1,200 every 6 months, haven't had a claim in almost 20 years, could be more. It's insanely ridiculous.

 

[RickKeen]

Tesla drivers crash the most of any car brand.
Ford drivers did not make the top 10.

https://www.ranzlaw.com/why-are-tes...y conducted,23.54 accidents per 1,000 drivers.

 

[swajames]

Can't easily compare numbers as individual circumstances vary, but in our case the premium on our Lightning isn't any more than any of our other cars. My premium is about half the largest premium posted in the thread so far. It's roughly the same as the premium for my wife's Lexus RX and my Land Rover.

 

[TurboChris]

This is a crummy article overall.

My insurance has gone nuts. Now paying $1,200 every 6 months, haven't had a claim in almost 20 years, could be more. It's insanely ridiculous.

Time to shop around and find a new insurance provider.

 

[Jakester]

I will say, I was paying 260.00 more a year for a 2019 Chevy Volt than I am for my 23 Lightning.

 

[flyct]

We have State Farm in Florida.

My Lightning is the MOST EXPENSIVE vehicle to insure that I own. The biggest difference is in the Liability premium. It costs over 2 times to insure vs my $100,000 2024 F-450 Platinum for Liability coverage. $426 vs $195 for 6 months just for liability coverage.

I also own 2 Tesla 2023 Model Ys and they cost 30% less than the Lightning to insure.

Here are the F-450 and Lightning break downs. Miles driven annually are both less than 7,500 miles. Same 77 year old driver with no tickets or accidents.
6 month premiums below.